Property Insurance Claims
California Theft & Burglary Claims
After a break-in, your insurer is supposed to make you whole — but theft claims draw some of the heaviest scrutiny in the business. Carriers dispute what was taken, apply low sublimits to your most valuable items, and demand examinations under oath looking for a reason to deny. We help you build the proof and fight for the full value of what you lost.
What We Handle
Common Causes & Scenarios
Proof of Loss
Theft claims turn on proving what was taken. A police report, photos, receipts, appraisals, and serial numbers all help. Carriers often deny based on their own assumptions, and building the proof is where representation makes the difference.
Special Sublimits
Policies cap categories like jewelry, watches, furs, firearms, and cash — often around $1,500 — unless separately scheduled. This is why a high-value loss gets shortchanged. How the claim is documented and valued still matters.
Examination Under Oath
Insurers can require a formal, recorded EUO as a condition of a theft claim, often to find grounds to deny. What you say is binding — being represented before you sit for one protects your claim.
'Mysterious Disappearance' Exclusion
When property simply goes missing without evidence of a break-in, carriers invoke the mysterious-disappearance exclusion to deny. Whether it actually applies depends on the facts and the policy language.
Fraud Scrutiny
Theft claims are treated with heightened suspicion, and honest homeowners get caught in it. We deal with the insurer's investigators directly so a legitimate claim isn't denied on a hunch.
Underpaid & Delayed Claims
Even accepted theft claims are commonly paid at a fraction of the loss. We value the claim properly and, when a carrier acts unreasonably, pursue bad-faith damages beyond the policy limit.
Theft Claim Denied or Lowballed? Let's Talk.
We don't get paid unless you recover. Contact us today for a free, no-obligation review of your theft or burglary claim.
Call Now: 844-MOUSAVIWhy Choose Us
No Upfront Cost
We handle theft and burglary claims on contingency. You pay nothing out of pocket, and our fee is a percentage of what we recover. If we don't recover, you owe no attorney fee.
We Build the Proof
These claims are won on documentation. We help you assemble the police report, receipts, appraisals, and records that establish your loss and beat a 'lack of proof' denial.
Leverage Insurers Respect
Unlike a public adjuster, we can handle an EUO, challenge a denial, and file suit with bad-faith damages when a carrier unreasonably refuses a valid claim.
Attorney-Led Representation
Counsel is assigned to every case, even in pre-litigation.
Selective Case Acceptance
We accept fewer matters to maintain focus and precision.
Strategy Over Volume
Decisions are deliberate, not automated.
Arvin Mousavi
Founding Attorney
Arvin Mousavi founded Mousavi Law Firm after beginning his career at Simpson Thacher & Bartlett, a Vault 10 firm representing Fortune 500 companies. He left big law to put that training to work for consumers and injury victims, with attorney-led representation on every case.
Frequently Asked Questions
Why is my insurer only paying a fraction of my stolen jewelry?
Standard homeowner policies apply special sublimits to categories like jewelry, watches, furs, firearms, and cash — often around $1,500 — unless those items were separately scheduled. The base sublimit is why a valuable loss gets shortchanged, and how the claim is documented and valued still matters.
What is an examination under oath (EUO)?
An EUO is a formal, recorded question-and-answer session your insurer can require as a condition of a theft claim. It's often used to find grounds to deny. What you say is binding, so it's wise to be represented before you sit for one.
My theft claim was denied for lack of proof. What can I do?
Proof of loss is where theft claims are won or lost. A police report, photos, receipts, appraisals, and serial numbers all help establish what was taken. We help you build the proof and challenge a denial that rests on the insurer's assumptions rather than the facts.
How long do I have to sue my insurer on a theft claim?
Most property policies require suit within 12 months of the loss under Insurance Code section 2071. The clock is generally tolled while your claim is being handled, but the deadline is easy to miss, so have it checked as soon as you're in a dispute.
What Our Clients Say
“I worked with Arvin on two separate cases, a personal injury case from a car accident last year and a lemon law case more recently, and I honestly could not have asked for a better attorney. From the beginning, Arvin was extremely responsive, transparent, and easy to work with. He took the time to explain the process clearly, answered every question I had, and made sure I always knew what was going on.”
Lukas Nouri
Google Review
“I've worked with Arvin on multiple cases (lemon law and personal injury) and he has been exceptional every time. He's knowledgeable, responsive, and extremely thorough. He made the entire process straightforward and kept me informed at every step. Most importantly, he delivered strong results and made sure there was nothing left on the table.”
Shaviv Delkhah
Google Review
“This is the best law firm in Woodland Hills hands down! (and I've spoken to a lot of them). Arvin is super helpful and always updated me on my case. Got me paid out pretty quickly too!”
Daniel Friedman
Google Review
“I had a great experience with Mousavi Law. They handled my lemon law claim from start to finish with the utmost professionalism. Their team was incredibly responsive, kept me updated at every step, and made the whole process feel straightforward. Most importantly, they delivered an excellent result!”
Kian Abbassi
Google Review
“Arvin is the most honest lawyer I've ever dealt with. He and his team made lemoning my Range Rover a breeze. I'm thankful for him and he has highest recommendation.”
Aleksandar Gajic
Google Review
“Mousavi Law helped me get the maximum settlement on my car. I'm extremely grateful to Arvin and his team! They were cordial and quick to respond to any of my concerns.”
Misha Semenov
Google Review
“Love Arvin and his firm. Him and his team take the time to support their clients and ensure they receive the best representation. Highly recommended.”
David Khakshooy
Google Review
“Mousavi law recently helped me lemon my Tesla Model Y and they made the process so easy. I was referred to them by a family friend and it was such a great decision to choose them! Highly recommend working with Arvin for the absolute best results!”
Shawn Mines
Google Review
“Highly recommend Arvin for any lemon law issue! My family bought a new Tesla that turned out to have serious ongoing problems despite several repair visits. We were getting stonewalled by corporate, so we contacted this firm. They were quick to respond, very thorough in explaining our rights under the lemon law, and handled everything professionally from start to finish.”
Kasra
Google Review
“Arvin genuinely cared about my case and took the time to explain every step. I never felt rushed or ignored. Professional, thorough, and trustworthy.”
Aria Soltankhah
Google Review
“I've had the pleasure of working with Mousavi Law Firm and they were very professional and took great care of me. I couldn't be happier and would highly recommend giving them a call regarding your personal injury needs.”
Arian Mosazadeh
Google Review
“I had a PI car crash case with MLF and my experience was great. Arvin was always responsive and willing to answer my questions. I hear stories about PI cases taking years, but we were able to recover from the other person's insurance and my own within a year from the accident.”
Jason Mostadim
Google Review
“This guy is an absolute beast with lemon law. Super easy to deal with, always responsive, and clearly knows how to get results. I felt like he actually cared instead of just pushing paperwork. He handled everything, kept me updated, and got it done way faster than I expected.”
Mark Buson
Google Review
“Mousavi Law changed my opinion on lawyers. Such a caring, proactive, and most importantly NOT GREEDY professional.”
Joseph Dafesh
Google Review
“I worked with Arvin on two separate cases, a personal injury case from a car accident last year and a lemon law case more recently, and I honestly could not have asked for a better attorney. From the beginning, Arvin was extremely responsive, transparent, and easy to work with. He took the time to explain the process clearly, answered every question I had, and made sure I always knew what was going on.”
Lukas Nouri
Google Review
“I've worked with Arvin on multiple cases (lemon law and personal injury) and he has been exceptional every time. He's knowledgeable, responsive, and extremely thorough. He made the entire process straightforward and kept me informed at every step. Most importantly, he delivered strong results and made sure there was nothing left on the table.”
Shaviv Delkhah
Google Review
“This is the best law firm in Woodland Hills hands down! (and I've spoken to a lot of them). Arvin is super helpful and always updated me on my case. Got me paid out pretty quickly too!”
Daniel Friedman
Google Review
“I had a great experience with Mousavi Law. They handled my lemon law claim from start to finish with the utmost professionalism. Their team was incredibly responsive, kept me updated at every step, and made the whole process feel straightforward. Most importantly, they delivered an excellent result!”
Kian Abbassi
Google Review
“Arvin is the most honest lawyer I've ever dealt with. He and his team made lemoning my Range Rover a breeze. I'm thankful for him and he has highest recommendation.”
Aleksandar Gajic
Google Review
“Mousavi Law helped me get the maximum settlement on my car. I'm extremely grateful to Arvin and his team! They were cordial and quick to respond to any of my concerns.”
Misha Semenov
Google Review
“Love Arvin and his firm. Him and his team take the time to support their clients and ensure they receive the best representation. Highly recommended.”
David Khakshooy
Google Review
“Mousavi law recently helped me lemon my Tesla Model Y and they made the process so easy. I was referred to them by a family friend and it was such a great decision to choose them! Highly recommend working with Arvin for the absolute best results!”
Shawn Mines
Google Review
“Highly recommend Arvin for any lemon law issue! My family bought a new Tesla that turned out to have serious ongoing problems despite several repair visits. We were getting stonewalled by corporate, so we contacted this firm. They were quick to respond, very thorough in explaining our rights under the lemon law, and handled everything professionally from start to finish.”
Kasra
Google Review
“Arvin genuinely cared about my case and took the time to explain every step. I never felt rushed or ignored. Professional, thorough, and trustworthy.”
Aria Soltankhah
Google Review
“I've had the pleasure of working with Mousavi Law Firm and they were very professional and took great care of me. I couldn't be happier and would highly recommend giving them a call regarding your personal injury needs.”
Arian Mosazadeh
Google Review
“I had a PI car crash case with MLF and my experience was great. Arvin was always responsive and willing to answer my questions. I hear stories about PI cases taking years, but we were able to recover from the other person's insurance and my own within a year from the accident.”
Jason Mostadim
Google Review
“This guy is an absolute beast with lemon law. Super easy to deal with, always responsive, and clearly knows how to get results. I felt like he actually cared instead of just pushing paperwork. He handled everything, kept me updated, and got it done way faster than I expected.”
Mark Buson
Google Review
“Mousavi Law changed my opinion on lawyers. Such a caring, proactive, and most importantly NOT GREEDY professional.”
Joseph Dafesh
Google Review
“Answered all my questions and closed my case in less than 6 months! Another attorney told me my case was worth nothing and Arvin got me PAID.”
Daniel Panhassi
Google Review
“Amazing communication, always willing to answer my questions. Super responsive and works very quickly.”
Nick Hashemi
Google Review
“Arvin helped me a lot with lemoning my Jeep. He is extremely professional and very polite to deal with! Highly recommend.”
David Acimovic
Google Review
“This law firm was very professional. Arvin assisted us through the whole process without any worry. Any and all questions about our vehicle issues were answered in a timely manner. He was very thorough when explaining each different outcome. I would definitely recommend this law firm to anyone looking to file for a lemon law.”
Mario Valencia
Google Review
“Working with Arvin at Mousavi Law Firm was one of the best business decisions I've made. He took on my vehicle case against a massive auto manufacturer and delivered a flawless result. If you are dealing with a vehicle defect and corporate pushback from an auto manufacturer, do not hesitate to hire Arvin at Mousavi Law Firm.”
Michael Rutchland
Google Review
“I contacted Arvin regarding a legal matter I was dealing with. From the first call, his response time was fast and the process was explained clearly. I never had to chase him down for updates. He kept me informed at every step and handled everything professionally.”
Tyler
Google Review
“Mousavi Law went above and beyond to help settle my case, and I couldn't be more grateful for their work. From the start, they were professional, responsive, and genuinely invested in getting me the best outcome.”
Arshia Mehdian
Google Review
“Major shout out to Arvin for his services regarding my BMW Lemon Law. He had great communication and worked really hard and got me a settlement in under two months. Thank you so much to the entire staff and team. Really appreciate it. Highly recommend!!”
Jacob Shay
Google Review
“Mousavi Law Firm was extremely refreshing to work with after having dealt with other lawyers. Arvin and his team helped me with my lemon case for my Tesla and were absolutely professional with answering all of my questions along with keeping me up to date every step of the way.”
Ashkan Mapar
Google Review
“Best lemon lawyer in Los Angeles. Only lawyer I've had that personally answers my calls and doesn't kick me off to an assistant.”
Shant Goorjian
Google Review
“Super professional and works fast! Had my lemon case settled in 2 months. Highly recommend.”
Michael Amini
Google Review
“Excellent attorney, one who gets the job done as promised, fast and smooth. I would recommend him and his law firm to everyone I know. Thank you Arvin.”
Maryam Moshaie
Google Review
“I had a great experience working with Arvin Mousavi and Mousavi Law Firm on my Jeep Wrangler 4xe lemon law claim. From start to finish, Arvin was professional, knowledgeable, and always kept me informed about what was happening with my case.”
Dillon Bard
Google Review
“Excellent result. Transparent and timely communication. Highly recommend.”
Jamal Baghlani
Google Review
“Answered all my questions and closed my case in less than 6 months! Another attorney told me my case was worth nothing and Arvin got me PAID.”
Daniel Panhassi
Google Review
“Amazing communication, always willing to answer my questions. Super responsive and works very quickly.”
Nick Hashemi
Google Review
“Arvin helped me a lot with lemoning my Jeep. He is extremely professional and very polite to deal with! Highly recommend.”
David Acimovic
Google Review
“This law firm was very professional. Arvin assisted us through the whole process without any worry. Any and all questions about our vehicle issues were answered in a timely manner. He was very thorough when explaining each different outcome. I would definitely recommend this law firm to anyone looking to file for a lemon law.”
Mario Valencia
Google Review
“Working with Arvin at Mousavi Law Firm was one of the best business decisions I've made. He took on my vehicle case against a massive auto manufacturer and delivered a flawless result. If you are dealing with a vehicle defect and corporate pushback from an auto manufacturer, do not hesitate to hire Arvin at Mousavi Law Firm.”
Michael Rutchland
Google Review
“I contacted Arvin regarding a legal matter I was dealing with. From the first call, his response time was fast and the process was explained clearly. I never had to chase him down for updates. He kept me informed at every step and handled everything professionally.”
Tyler
Google Review
“Mousavi Law went above and beyond to help settle my case, and I couldn't be more grateful for their work. From the start, they were professional, responsive, and genuinely invested in getting me the best outcome.”
Arshia Mehdian
Google Review
“Major shout out to Arvin for his services regarding my BMW Lemon Law. He had great communication and worked really hard and got me a settlement in under two months. Thank you so much to the entire staff and team. Really appreciate it. Highly recommend!!”
Jacob Shay
Google Review
“Mousavi Law Firm was extremely refreshing to work with after having dealt with other lawyers. Arvin and his team helped me with my lemon case for my Tesla and were absolutely professional with answering all of my questions along with keeping me up to date every step of the way.”
Ashkan Mapar
Google Review
“Best lemon lawyer in Los Angeles. Only lawyer I've had that personally answers my calls and doesn't kick me off to an assistant.”
Shant Goorjian
Google Review
“Super professional and works fast! Had my lemon case settled in 2 months. Highly recommend.”
Michael Amini
Google Review
“Excellent attorney, one who gets the job done as promised, fast and smooth. I would recommend him and his law firm to everyone I know. Thank you Arvin.”
Maryam Moshaie
Google Review
“I had a great experience working with Arvin Mousavi and Mousavi Law Firm on my Jeep Wrangler 4xe lemon law claim. From start to finish, Arvin was professional, knowledgeable, and always kept me informed about what was happening with my case.”
Dillon Bard
Google Review
“Excellent result. Transparent and timely communication. Highly recommend.”
Jamal Baghlani
Google Review
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Don't let sublimits and proof-of-loss disputes shortchange your claim. We fight for the full value of your loss.